Budgeting

Nobody teaches you how to budget, ok so i'm 22 and in no part of my education up till now have I ever really thought about budgeting. Yes to save the pennies in the piggy bank but never to the budgeting budgie!

Ever so peckingfully clever he sits on your shoulder and acts as the "No" voice on your shoulder. "No don't get those shoes, you don't need a starbucks... save your money" But it gets to a point where you feel like your missing out... the budgeting budgie restricts you from society and having fun!!

So let's put things into perspective... What are our individual upmost priorities us young need to think about as we venture into adult hood?

1. Food/ Water

2. Shelter, a roof

3. Clothes, Warmth

And those are the basic life essentials wherever you are in the world! Everything else are complete wowzas that should never be taken for granted. Travel, shopping, parties, presents, movies, festivals, starbucks, TV, internet, electricity and everything else we love are all our day to day luxuries! Ironwoman never had nail files i'm sure she probably just bit them or scratched a rock!

So... how do we cut back from our society spending money and not look like a cheapskate?

Balance.. it's all about balancing between earning money to live but taking time to do all the things we love doing in life... Let's face it life is for living and if we are happy we will be happy in all areas we project ourselves in.

Yes go through your accounts, circle everthing up, write down a list of expenditure.. rent, food, going out etc... Cut back the areas you can... money isn't the B all or end all.. its the little things in life which are priceless that cost nothing... making the most of what you have, being thankful for your health, family and friends!

The key.... More money in than going out...

Save for the future, have fun and keep smiling :)

 

© Rachel Fanshawe